Hello everyone, the first month of 2021 has already come to an end. This means that I am back with another post about my ‘huge’ pile of money and investments. I haven’t been as active on the blog this month. I have some other personal projects running and my full-time job still requires a lot of my time as well (naturally). Anyways, let’s get into my portfolio update for January 2021.
Don’t forget that you can always find an up-to-date overview of all the ‘numbers’ in my portfolio on the My Portfolio page.
Portfolio overview
This was probably the most volatile month I had so far. The numbers I am showing in this post could potentially have changed by a couple of hundred Euros by the time I’m done writing. Not much has changed in my stock portfolio though. I am still following the strategy I’ve set out for myself. The last couple of days have been quite choppy and there are some interesting things happening with stocks like GME. I am quite interested in how that will turn out.
I have made a change to my cryptocurrency portfolio this month. XRP has been changed for ADA. XRP seems to be pumping right now so in retrospect it might not have been a good decision. I do think that Cardano has an interesting project and I also wanted to try staking! It is a very small amount of my portfolio so it should not have a big impact
Monthly Cash-flow
My monthly cash flow is still the same. It could change a little bit next month due to a small raise I got. My savings were a bit different this month. My ETF investments were a bit lower because I am saving a bit more cash due to a possible real estate investment that might come this year.
Portfolio Allocation
- Cash: Saved €1100
- Stocks: Invested €500 – €277.76 appreciation
- Crypto: Invested €100 – €5062.42 appreciation (!!)
This was definitely a great month if we look at the amounts my portfolio appreciated. That being said, it was a very volatile month with a lot of ups and downs. Most of the days my portfolio made swings of +€1000. Some days I ‘lost’ or ‘gained’ more than a month’s wage. This is very crazy to think about. I do feel quite numb when these swings happen which is probably a good thing. Certainly when cryptocurrencies are such a big part of my portfolio.
The tone has been set for 2021. I am still up by a decent amount this month although it was €3-4000 more at some point. These are the swings you won’t notice in a monthly update. If 2021 will continue like this, it will be one hell of a rollercoaster!
Overview
How was the beginning of the year for you? This was my portfolio update for January of 2021. I hope everyone is still doing well in these crazy times. If you want to talk about investing, or anything in general, don’t hesitate to reach out or join my Discord channel. I hope to grow a little community over there, which is slowly starting to happen!
